|There is a famous quote, “Drop by Drop forms the ocean.” Similarly, every paisa makes a rupee and each rupee invested in right product and at right time will help you to prosper in life. Systematic Investment Plan (SIP) develops a habit of regular savings from monthly income than investing this amount in various schemes of mutual funds after analyzing expected returns, risk, asset allocations, etc. Investing on regular basis i.e through SIP route has given better returns in long term compared to investing lump sum amount in any mutual fund schemes.|
Advantages of SIP:
Rupee cost averaging:
Investors have no need to time the market for their entry while investing. The investments get averaged out by investing through SIP on monthly or quarterly basis in MF schemes. It reduces the risk of investing when markets are volatile.
Power of compounding:
Investments early in life helps to get the benefit of compounding on invested amount in long term. So, thru SIP an investor can start investing nominal amount consider Rs 100, Rs 500 or Rs 1000 of his savings to get the benefits of compounding by investing in mutual funds.
Regular savings and investments are an easy way to build the corpus compare to investing a lump sum amount in one go.
Ease while investing:
You can choose the option of Auto debit/ECS while filling the SIP form of any monthly/quarterly date or give post dated cheques for the amount you wish to invest in MF schemes.
|BEST PERFORMING SIP FUNDS|
|3 years||5 Years||10 years||Since Inception||Ways of Investing|
|Cost - 1,80,000||Cost - 3,00,000||Cost - 6,00,000|
|Value (₹)||Returns(%)||Value (₹)||Returns(%)||Value (₹)||Returns(%)||Cost (₹)||Value (₹)||Returns(%)||Invest Online||Application|
|Birla Sunlife Frontline Equity Fund||2,30,435||17.01%||4,68,488||18.05%||14,28,167||16.61%||9,20,000||47,34,574||19.23%||Invest Online||Application|
|SBI Bluechip Fund||2,29,144||16.61%||4,78,703||18.94%||14,23,518||16.55%||7,15,000||18,16,402||14.76%||Invest Online||Application|
|Reliance Top 200 Fund||2,38,657||19.54%||4,92,658||20.13%||14,26,013||16.58%||6,30,000||15,17,950||15.98%||Invest Online||Application|
|Franklin India Prima Plus Fund||2,28,417||16.38%||4,85,767||19.55%||14,91,668||17.28%||13,85,000||3,02,45,402||22.15%||Invest Online||Application|
|ICICI Prudential Value Discovery Fund||2,21,001||14.03%||4,92,2017||20.09%||17,97,462||20.89%||8,05,000||33,89,501||19.65%||Invest Online||Application|
|SBI Magnum Multicap Fund||2,44,076||21.18%||5,28,921||23.09%||14,87,003||17.36%||7,40,000||19,76,891||14.96%||Invest Online||Application|
|Sundaram Select Midcap||2,59,176||25.61%||6,05,042||28.77%||20,58,960||23.41%||9,30,000||91,96,575||26.09%||Invest Online||Application|
|Mirae Asset Emerging Bluechip Fund||2,74,589||29.96%||6,67,053||33.52%||-||-||4,55,000||14,18,138||29.44%||Invest Online||Application|
|HDFC Mid-cap Opportunities Fund||2,58,396||25.38%||5,98,917||28.33%||21,82,244||24.49%||6,35,000||23,79,395||23.51%||Invest Online||Application|
|DSP Blackrock Small & Midcap Fund||2,56,197||24.75%||5,92,085||27.85%||19,71,754||22.60%||6,70,000||23,38,192||21.00%||Invest Online||Application|
|Reliance Small Cap Fund||2,97,442||36.12%||7,64,181||38.84%||-||-||4,40,000||14,70,308||32.46%||Invest Online||Application|
|Franklin India Smaller Companies Fund||2,61,153||26.18%||6,38,727||31.08%||23,45,312||25.82%||7,20,000||30,48,028||22.29%||Invest Online||Application|
|SBI Pharma Fund||1,76,550||-1.27%||3,58,243||10.04%||15,47,825||18.11%||11,10,000||63,97,833||16.70%||Invest Online||Application|
|ICICI Pru Banking & Financial Services||2,63,271||26.78%||5,73,427||26.49%||-||-||5,65,000||17,51,873||23.00%||Invest Online||Application|
|Franklin Build India Fund||2,53,311||23.85%||5,96,000||28.13%||-||-||5,05,000||13,88,698||23.32%||Invest Online||Application|
Tax Saver (Sec 80C)
|Axis Long Term Equity Fund||2,32,695||17.71%||5,14,481||21.94%||-||-||4,85,000||11,55,072||20.94%||Invest Online||Application|
|Reliance Tax Saver (ELSS) Fund||2,52,302||23.61%||5,61,409||25.60%||18,15,195||21.07%||7,40,000||25,57,265||18.70%||Invest Online||Application|
|Birla Tax Relief 96||2,50,658||23.13%||5,64,054||24.43%||-||-||5,95,000||15,96,395||19.01%||Invest Online||Application|
|HDFC Prudence Fund||2,32,919||17.78%||4,75,071||18.62%||14,62,186||17.05%||13,80,000||2,40,95,683||20.74%||Invest Online||Application|
|ICICI Prudential Balanced Fund||2,33,637||18.00%||4,79,070||18.97%||14,76,776||17.23%||10,95,000||61,46,885||16.71%||Invest Online||Application|
|L&T India Prudence Fund||2,26,958||15.92%||4,74,568||18.58%||-||-||4,20,000||7,94,494||18.01%||Application|
|* Performance as on 31st DECEMBER 2017|
|* Monthly SIP of Rs.5000 / Month|
|* Source: Morningstar India|
We strongly recommend to invest actively through SIP route which helps you to take advantage of the market volatility. This would also help you in getting the maximum advantages of the changing market scenario.
It is important to regularly monitor your portfolio once in a year and SIP also helps you from this since the SIP portfolio needs to be monitored only once in 3 years. As a practice Wealth Creators share each portfolio snapshot every quarterly to understand how your SIP Performs and also advices to change the schemes once in 2 - 3 years if a fund in consistently underperforming.
Leave the analysis to us and invest without worry and CREATE WEALTH !!!
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Pls Note: Invest Online link enables you to invest in these schemes. If you already have a folio number enter the same, if not the website allows you to create paper less folio. Always remember to choose Growth Option in all schemes. Also please remember to enter the Advisor Code as ARN-84060 EUIN - E114673 which enables us to help you with portfolio's and analyse your schemes.
If you need any assistance, SMS / Watsapp "HELP" to 9444322145 or drop in a mail to firstname.lastname@example.org
SIP Calculator | Power of Compounding - Calculator | Top 5 Large Cap Fund | Top 5 Tax Savings Funds (80C) |
*Mutual Fund Investments are subject to Market Risk. Please Read offer Documents carefully before investing. Past Performance may or may not sustain. Above selection is based on past performance and of the assumption that these would perform going forward based on the selection of Portfolio and risk adjusted returns.