There is a famous quote, “Drop by Drop forms the ocean.” Similarly, every paisa makes a rupee and each rupee invested in right product and at right time will help you to prosper in life. Systematic Investment Plan (SIP) develops a habit of regular savings from monthly income than investing this amount in various schemes of mutual funds after analyzing expected returns, risk, asset allocations, etc. Investing on regular basis i.e through SIP route has given better returns in long term compared to investing lump sum amount in any mutual fund schemes.

Advantages of SIP:                                                                            

Rupee cost averaging:

Investors have no need to time the market for their entry while investing. The investments get averaged out by investing through SIP on monthly or quarterly basis in MF schemes. It reduces the risk of investing when markets are volatile.

Power of compounding:

Investments early in life helps to get the benefit of compounding on invested amount in long term. So, thru SIP an investor can start investing nominal amount consider Rs 100, Rs 500 or Rs 1000 of his savings to get the benefits of compounding by investing in mutual funds.

Discipline:

Regular savings and investments are an easy way to build the corpus compare to investing a lump sum amount in one go.

Ease while investing:

You can choose the option of Auto debit/ECS while filling the SIP form of any monthly/quarterly date or give post dated cheques for the amount you wish to invest in MF schemes.

BEST PERFORMING SIP FUNDS

SCHEME NAME
(CATEGORY WISE)

3 years 5 Years 10 years Since Inception Ways of Investing
Cost - 1,80,000 Cost - 3,00,000 Cost - 6,00,000
Value (₹) Returns(%) Value (₹) Returns(%) Value (₹) Returns(%) Cost (₹) Value (₹) Returns(%) Invest Online Application

Large Cap

Birla Sunlife Frontline Equity Fund 2,30,435 17.01% 4,68,488 18.05% 14,28,167 16.61% 9,20,000 47,34,574 19.23% Invest Online Application
SBI Bluechip Fund 2,29,144 16.61% 4,78,703 18.94% 14,23,518 16.55% 7,15,000 18,16,402 14.76% Invest Online Application
Reliance Top 200 Fund 2,38,657 19.54% 4,92,658 20.13% 14,26,013 16.58% 6,30,000 15,17,950 15.98% Invest Online Application
 

Multi Cap

Franklin India Prima Plus Fund 2,28,417 16.38% 4,85,767 19.55% 14,91,668 17.28% 13,85,000 3,02,45,402 22.15% Invest Online Application
ICICI Prudential Value Discovery Fund 2,21,001 14.03% 4,92,2017 20.09% 17,97,462 20.89% 8,05,000 33,89,501 19.65% Invest Online Application
SBI Magnum Multicap Fund 2,44,076 21.18% 5,28,921 23.09% 14,87,003 17.36% 7,40,000 19,76,891 14.96% Invest Online Application
 

Mid Cap

Sundaram Select Midcap 2,59,176 25.61% 6,05,042 28.77% 20,58,960 23.41% 9,30,000 91,96,575 26.09% Invest Online Application
Mirae Asset Emerging Bluechip Fund 2,74,589 29.96% 6,67,053 33.52% - - 4,55,000 14,18,138 29.44% Invest Online Application
HDFC Mid-cap Opportunities Fund 2,58,396 25.38% 5,98,917 28.33% 21,82,244 24.49% 6,35,000 23,79,395 23.51% Invest Online Application
 

Small Cap

DSP Blackrock Small & Midcap Fund 2,56,197 24.75% 5,92,085 27.85% 19,71,754 22.60% 6,70,000 23,38,192 21.00% Invest Online Application
Reliance Small Cap Fund 2,97,442 36.12% 7,64,181 38.84% - - 4,40,000 14,70,308 32.46% Invest Online Application
Franklin India Smaller Companies Fund 2,61,153 26.18% 6,38,727 31.08% 23,45,312 25.82% 7,20,000 30,48,028 22.29% Invest Online Application
 

Sector

SBI Pharma Fund 1,76,550 -1.27% 3,58,243 10.04% 15,47,825 18.11% 11,10,000 63,97,833 16.70% Invest Online Application
ICICI Pru Banking & Financial Services 2,63,271 26.78% 5,73,427 26.49% - - 5,65,000 17,51,873 23.00% Invest Online Application
Franklin Build India Fund 2,53,311 23.85% 5,96,000 28.13% - - 5,05,000 13,88,698 23.32% Invest Online Application
 

Tax Saver (Sec 80C)

Axis Long Term Equity Fund 2,32,695 17.71% 5,14,481 21.94% - - 4,85,000 11,55,072 20.94% Invest Online Application
Reliance Tax Saver (ELSS) Fund 2,52,302 23.61% 5,61,409 25.60% 18,15,195 21.07% 7,40,000 25,57,265  18.70% Invest Online Application
Birla Tax Relief 96 2,50,658 23.13% 5,64,054 24.43% - - 5,95,000 15,96,395 19.01% Invest Online Application
 

Balanced

HDFC Prudence Fund 2,32,919 17.78% 4,75,071 18.62% 14,62,186 17.05% 13,80,000 2,40,95,683 20.74% Invest Online Application
ICICI Prudential Balanced Fund 2,33,637 18.00% 4,79,070 18.97% 14,76,776 17.23% 10,95,000 61,46,885 16.71% Invest Online Application
L&T India Prudence Fund 2,26,958 15.92% 4,74,568 18.58% - - 4,20,000 7,94,494 18.01%   Application
                       
* Performance as on 31st DECEMBER 2017                    
* Monthly SIP of Rs.5000 / Month                      
* Source: Morningstar India                      

 

We strongly recommend to invest actively through SIP route which helps you to take advantage of the market volatility. This would also help you in getting the maximum advantages  of the changing market scenario.

It is important to regularly monitor your portfolio once in a year and SIP also helps you from this since the SIP portfolio needs to be monitored only once in 3 years. As a practice Wealth Creators share each portfolio snapshot every quarterly to understand how your SIP Performs and also advices to change the schemes once in 2 - 3 years if a fund in consistently underperforming.

Leave the analysis to us and invest without worry and CREATE WEALTH !!!

To invest you need to be a KYC Complaint Investor. To check your KYC Status , Click Here. If you are not KYC Complaint, then download the application from our Download Center.

 

Pls Note: Invest Online link enables you to invest in these schemes. If you already have a folio number enter the same, if not the website allows you to create paper less folio. Always remember to choose Growth Option in all schemes. Also please remember to enter the Advisor Code as ARN-84060 EUIN - E114673 which enables us to help you with portfolio's and analyse your schemes.

If you need any assistance, SMS / Watsapp "HELP" to 9444322145 or drop in a mail to contact@onlinemutualfund.in

 

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*Mutual Fund Investments are subject to Market Risk. Please Read offer Documents carefully before investing. Past Performance may or may not sustain. Above selection is based on past performance and of the assumption that these would perform going forward based on the selection of Portfolio and risk adjusted returns.