5 Funds for Passive Investors

Many of you want to generate wealth over a long period but do not have the time or expertise to monitor their investments. Keeping these investors in mind, we have singled out five equity funds for systematic investments (SIP). The selected funds will help them generate decent returns in the long term without the hassle of tracking them closely.

We have selected these funds on the basis of their performance against their benchmark over various periods and the quality of downside protection it represents to contain losses at times of uncertainty as measured by Sortino Ratio.

IDFC Premier Equity – A (Benchmark : BSE 500)  

• Fund Manager : Kenneth Andrade
• Fund management maintains an aggressive well balanced portfolio of small and medium size businesses with a prudent style.
• The management chases sectors which are consumer driven and experiencing development in business.
• Management has shown the ability to identify good mid cap scripts with good downside risk protection at times of uncertainty.

HDFC Equity Fund (Benchmark : S&P CNX 500)   

• Fund Managers : Prashant Jain and Miten Lathia
• Predominantly focuses on investing in diverse quality growth companies that are reasonably valued.
• The fund portfolio is high on liquidity and quality.
• Management’s conviction and focus of maintaining quality portfolio helps it to outperform in various market cycles.
• Major holding in promising large-caps brings stability to the portfolio.
• Fund manager has proven his ability to generate impressive return with excellent downside protection.

Sundaram Select Midcap (Benchmark : BSE Midcap)   

• Fund Manager : Satish Ramanathan
• Fund focuses on those mid cap stocks which exhibits the ability to sustain growth at reasonable valuations.
• It maintains diverse portfolio with growth focus bought at cheap valuations and emphasizes strictly on profit booking strategy.
• Shown good downside protection and has also been the quickest to bounce back after downturns.
• Outperformed benchmark in various market cycles.
• Management has displayed agility in responding to uncertain market conditions.

Reliance Equity Opportunities Fund  (Benchmark : BSE -100)   

• Fund Manager : Sailesh Raj Bhan
• Invests in quality large caps and growth oriented mid & small cap space that are not favorites among its peers.
• Captures emerging themes, opportunities and stocks mispriced by the markets
• Systematic diversification (around 60 percent in value picks and remaining in strategic opportunities) has minimized risk.
• Management’s ability to generate decent returns due to consistency in its approach towards asset allocation.

UTI Opportunities Fund (Benchmark : BSE – 100)   

• Fund Manager : Harsha Upadhyaya
• Invests in scrips by capturing new opportunities in growth sectors.
• Investments allocated towards quality large caps and the remaining in emerging larger mid caps.
• Management follows a profit booking strategy strictly.
• Well organized approach; minimizes risk and generates decent return.
• Management’s ability to identify strategic opportunistic bets.

Performance :

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