There is a famous quote, “Drop by Drop forms the ocean.” Similarly, every paisa makes a rupee and each rupee invested in right product and at right time will help you to prosper in life. Systematic Investment Plan (SIP) develops a habit of regular savings from monthly income than investing this amount in various schemes of mutual funds after analyzing expected returns, risk, asset allocations, etc. Investing on regular basis i.e through SIP route has given better returns in long term compared to investing lump sum amount in any mutual fund schemes.

Advantages of SIP:                                                                            

Rupee cost averaging:

Investors have no need to time the market for their entry while investing. The investments get averaged out by investing through SIP on monthly or quarterly basis in MF schemes. It reduces the risk of investing when markets are volatile.

Power of compounding:

Investments early in life helps to get the benefit of compounding on invested amount in long term. So, thru SIP an investor can start investing nominal amount consider Rs 100, Rs 500 or Rs 1000 of his savings to get the benefits of compounding by investing in mutual funds.

Discipline:

Regular savings and investments are an easy way to build the corpus compare to investing a lump sum amount in one go.

Ease while investing:

You can choose the option of Auto debit/ECS while filling the SIP form of any monthly/quarterly date or give post dated cheques for the amount you wish to invest in MF schemes.

BEST PERFORMING SIP FUNDS
SCHEME NAME
(CATEGORY WISE)
3 years 5 Years 10 years Since Inception Ways of Investing
Cost - 1,80,000 Cost - 3,00,000 Cost - 6,00,000
Value (₹) Returns(%) Value (₹) Returns(%) Value (₹) Returns(%) Cost (₹) Value (₹) Returns(%) Invest Online Application

Large Cap

Birla Sunlife Frontline Equity Fund 2,26,597 15.78% 4,69,482 18.12% 13,93,206 16.14% 9,05,000 45,75,125 19.37% Invest Online Application
SBI Bluechip Fund 2,25,163 15.33% 4,77,919 18.86% 13,70,745 15.84% 6,95,000 16,90,325 14.52% Invest Online Application
Reliance Top 200 Fund 2,24,515 15.13% 4,71,456 18.30% 13,25,469 15.21% 6,05,000 13,41,155 15.14% Invest Online Application
 

Multi Cap

Franklin India Prima Plus Fund 2,34,528 18.25% 5,55,695 25.15% 18,42,883 21.34% 14,25,000 3,74,84,613 22.66% Invest Online Application
ICICI Prudential Value Discovery Fund 2,10,638 10.65% 4,84,256 19.40% 17,25,020 20.12% 7,85,000 31,01,185 19.34% Invest Online Application
SBI Magnum Multicap Fund 2,36,291 18.79% 5,17,894 22.20% 13,92,557 16.13% 7,20,000 17,98,214 14.39% Invest Online Application
 

Mid Cap

Sundaram Select Midcap 2,41,741 20.44% 5,75,527 26.63% 18,67,832 21.59% 9,10,000 78,63,318 25.23% Invest Online Application
Mirae Asset Emerging Bluechip Fund 2,60,040 25.82% 6,50,653 31.85% - - 4,30,000 12,09,184 28.50% Invest Online Application
HDFC Mid-cap Opportunities Fund 2,40,903 20.19% 5,69,319 26.17% 19,99,518 22.86% 6,15,000 20,78,653 22.50% Invest Online Application
 

Small Cap

DSP Blackrock Small & Midcap Fund 2,40,671 20.12% 5,61,777 25.61% 18,07,547 20.98% 6,50,000 20,54,194 20.03% Invest Online Application
Reliance Small Cap Fund 2,58,372 25.34% 6,78,499 33.65% - - 4,20,000 11,79,608 29.23% Invest Online Application
Franklin India Smaller Companies Fund 2,41,211 20.28% 6,08,107 28.96% 21,04,221 23.80% 7,00,000 26,34,708 21.18% Invest Online Application
 

Sector

SBI Pharma Fund 1,62,090 -6.79% 3,71,684 8.58% 14,55,703 16.96% 7,60,000 21,04,233 15.04% Invest Online Application
ICICI Pru Banking & Financial Services 2,73,866 29.72% 6,00,865 28.45% - - 5,45,000 16,95,688 24.00% Invest Online Application
Franklin Build India Fund 2,33,632 17.97% 5,65,537 25.89% - - 4,80,000 11,78,054 21.90% Invest Online Application
 

Tax Saver (Sec 80C)

Axis Long Term Equity Fund 2,22,997 14.65% 5,06,956 21.31% - - 4,65,000 10,40,439 20.35% Invest Online Application
Reliance Tax Saver (ELSS) Fund 2,29,538 16.70% 5,24,805 22.75% 16,37,830 19.15% 7,20,000 22,18,902 17.55% Invest Online Application
Birla Tax Relief 96 2,29,005 16.54% 5,05,553 21.19% - - 5,70,000 13,51,128 17.46% Invest Online Application
 

Balanced

HDFC Prudence Fund 2,23,040 14.66% 4,63,420 17.59% 14,02,821 16,27% 13,20,000 2,46,64,218 20.90% Invest Online Application
ICICI Prudential Balanced Fund 2.24.927 15.26% 4,69,403 18.12% 14,03,964 16.28% 10,70,000 56,03,452 16.49% Invest Online Application
L&T India Prudence Fund 2,26,692 15.81% 4,80,852 19.11% - - 3,95,000 7,27,001 18.40%   Application
                       
* Performance as on 31st August 2017                    
* Monthly SIP of Rs.5000 / Month                      
* Source: Morningstar India                      

 

We strongly recommend to invest actively through SIP route which helps you to take advantage of the market volatility. This would also help you in getting the maximum advantages  of the changing market scenario.

It is important to regularly monitor your portfolio once in a year and SIP also helps you from this since the SIP portfolio needs to be monitored only once in 3 years. As a practice Wealth Creators share each portfolio snapshot every quarterly to understand how your SIP Performs and also advices to change the schemes once in 2 - 3 years if a fund in consistently underperforming.

Leave the analysis to us and invest without worry and CREATE WEALTH !!!

To invest you need to be a KYC Complaint Investor. To check your KYC Status , Click Here. If you are not KYC Complaint, then download the application from our Download Center.

 

Pls Note: Invest Online link enables you to invest in these schemes. If you already have a folio number enter the same, if not the website allows you to create paper less folio. Always remember to choose Growth Option in all schemes. Also please remember to enter the Advisor Code as ARN-84060 EUIN - E114673 which enables us to help you with portfolio's and analyse your schemes.

If you need any assistance, SMS / Watsapp "HELP" to 9444322145 or drop in a mail to contact@onlinemutualfund.in

 

SIP Calculator | Power of Compounding - Calculator | Top 5 Large Cap Fund |  Top 5 Tax Savings Funds (80C) |

 

*UNSUBSCRIBE*|

 

*Mutual Fund Investments are subject to Market Risk. Please Read offer Documents carefully before investing. Past Performance may or may not sustain. Above selection is based on past performance and of the assumption that these would perform going forward based on the selection of Portfolio and risk adjusted returns.